Our Company
A family business advising family businesses.
BV & P Vermögen AG grew out of a simple conviction: that wealth advice works best when it is independent, patient, and personal. This is the path that brought us from a small office above a bakery in Kempten to where we stand today.
Who we are
We work for our clients alone.
We are not tied to a bank, an insurer, or a product provider. Our advisors are remunerated through transparent, agreed fees — nothing more. This structure was not an accident; it is the reason the firm exists in its current form, and we protect it carefully as we grow.
Today, our team supports entrepreneurial families, private investors and multi-generational households across the Allgäu region and beyond, coordinating everything from portfolio oversight to succession conversations under one roof.
Our History
Milestones along the way
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2003
A small advisory practice opens in Kempten
Two advisors, a handful of long-standing client relationships, and a rented office above a bakery on Adenauerstraße. From the very first conversation, the founding principle was clear: advice should be paid for by the client it serves, not by the products it recommends.
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2008
Weathering a difficult year, together with our clients
The global financial crisis tested every assumption our industry held about risk. We spent those months on the phone with clients far more than in front of spreadsheets, and the trust built during that period shaped how we communicate to this day.
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2012
Becoming BV & P Vermögen AG
As the practice matured, we restructured as a public limited company under German law to formalise governance and give clients a clearer, more durable counterpart. The name changed; the fee-based, independent model did not.
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2016
Launching our Multi Family Office practice
Several long-standing client families asked for something broader than portfolio advice — coordination across accountants, lawyers, and generations. We built a dedicated multi family office practice to answer that need, without losing the personal tone that brought us there.
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2021
Moving into our current premises on Edisonstraße
After outgrowing three previous offices, we moved to Edisonstraße 5, a quieter part of Kempten with room for the team to grow and for clients to meet us in a setting that reflects the way we work: unhurried and deliberate.
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Today
A team still guided by the same principle
We remain independent, fee-based, and privately owned. Every new member of our team learns the same lesson the founders learned in 2003: the advice has to be right for the family, even when that means recommending less rather than more.
Our Structure
BV & P Vermögen AG is privately held and independently managed. We hold no equity stakes from banks, insurers or product manufacturers, and we intend to keep it that way.
Our Location
Our office sits in Kempten, in the Allgäu region of Bavaria, where several of our founding client relationships began — and where many of them still live today.
Our Approach
We favour long conversations over short meetings, and we would rather revisit a plan slowly than rush a family into a decision they are not ready to make.